Medicare 101 for SSDI Recipients: Understanding the 24-Month Wait and Costs

Navigating the Medicare Process: What SSDI Recipients Need to Know

You get SSDI and wonder if you’ll get Medicare automatically? The answer is yes, but there’s a 24-month wait. During this time, you’ll pay for medical expenses yourself.

When you get Medicare, you’ll receive a special card for medical care. You’ll be covered for hospital stays, doctor visits, and more. Part A, which covers hospital stays, is usually free for SSDI qualifiers. Part B, which covers doctor visits requires a monthly payment from your SSDI check.

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(photo: Marca.com)

Understanding the Costs and Options of Medicare Parts A and B

Medicare Parts A and B have costs like deductibles and coinsurance. Part B also requires a monthly payment. If you have better health insurance, you can choose not to get Part B, but be careful about gaps in coverage. Help is available to cover premium and expense costs.

Both Part A and B come with costs such as deductibles and coinsurance, and while you can opt out of Part B if you have other health insurance be cautious of potential coverage gaps. Assistance is available to help with premiums and other expenses, according to the report of Marca.

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