Confirmed Dates for Direct Deposits

According to Lagradaonline , Social Security Disability Insurance (SSDI) provides vital financial assistance to individuals who are unable to work due to a disability. For beneficiaries, understanding the SSDI payment schedule is crucial, especially in December, when holiday schedules can affect payment dates.

SSDI Eligibility and Work Requirements

SSDI offers monthly payments to those with disabilities that prevent them from working. To qualify, individuals must have worked for at least 5 of the past 10 years, although exceptions can apply depending on age. SSDI recipients must also meet the “substantial gainful activity” (SGA) income limit. In 2024, the SGA limit is $1,550 per month, or $2,590 for those who are blind. Self-employed individuals may face different SGA criteria.

SSDI Payment Schedule in December

SSDI payments are distributed based on the same schedule as other Social Security benefits to ensure consistency when someone transitions to retirement. SSDI recipients are divided into two groups: those who started receiving benefits before May 1997 and those who began after that date.

1. Before May 1997: Individuals who began claiming SSDI benefits before May 1997 receive their payments on the 3rd of every month, unless it falls on a weekend or National Holiday. In these cases, the payment is distributed on the previous business day.
2. After May 1997: For those who began receiving SSDI after May 1997, the payment date is determined by their birth date. The schedule is as follows:
   • 1st-10th of the month: Payments are made on the second Wednesday of the month.
   • 11th-20th of the month: Payments are made on the third Wednesday.
   • 21st-31st of the month: Payments are made on the fourth Wednesday.

Also Read – 2025 Guide: How to Qualify for Social Security Benefits of Up to $5,180

December Payment Dates

In December, payment dates are adjusted due to the Christmas holiday. The distribution dates for SSDI recipients in December 2024 are:

• December 3: For those who began receiving benefits before May 1997.
• December 11: For recipients born between the 1st and 10th of the month (after May 1997).
• December 18: For recipients born between the 11th and 20th of the month (after May 1997).
• December 24: For recipients born between the 21st and 31st of the month (after May 1997). As Christmas Day (December 25) is a National Holiday, payments will be issued a day early to avoid delays.

By being aware of these dates, SSDI recipients can plan their finances accordingly and ensure they are not caught off guard during the holiday season.