Disability Benefits: Here’s How To Apply To Get Financial Support

Working Americans turn to Social Security Disability Insurance (SSDI) if they cannot earn a living due to their health conditions. But here are the things that you should know to get approved.

Here’s how to get approved for the Social Security Disability Insurance (SSDI). (Photo: iStock)

Social Security Disability Insurance

The Social Security Disability Insurance (SSDI) is an insurance program intended for Americans who can no longer work or earn a living due to their health conditions. The minimum requirement of this is to meet the working credits based on the age of the person seeking the SSDI.

In a published article in MARCA, the number of working credits required is 40, and 20 of this must be acquired in the past 10 years. Moreover, younger workers who lost their jobs due to health conditions have fewer credits required to get approved.

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Difference Between SSDI and SSI

The SSDI should not be confused with Social Security Income. The SSDI is an insurance program in which the worker pays the “premiums” through the deductions that his o her employer makes from their paychecks to deliver them to the government and thus finance disability insurance.

Furthermore, the Social Security Income is funded by the federal government from people’s taxes and other ways the government gets funds.

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