The Social Security Administration Requires Permission from Owners To Check Bank Accounts for SSI Program

The Social Security Administration can check bank accounts when you are on disability only if the owners will allow it.

The SSI program provides cash assistance to older, disabled, and blind people in financial need who lack resources and low income (ARPP, 2021). In addition, certain individuals age 65 and older without disabilities that meets the financial qualifications can also receive such benefits.

According to the Code of Federal Regulations, to be eligible for SSI, you must give the SSA permission to contact any financial institution and request your financial records. In addition, you’ll need to verify that your resources do not exceed the allowable limit, according to Collins.

The agency may also request permission from anyone whose income and resources it considers as being available to you. The SSA only requires that your earned income is below a certain threshold, which the agency receives from the IRS.

There are three categories of disability benefits that may you be likely to receive regarding your condition that is Medical Improvement Expected (MIE), Medical Improvement Possible (MIP), or Medical Improvement Not Expected (MINE). Your case will be reviewed by the Disability Law Office and the SSA will check your financial records that determine where you belong to three categories.

However, if you received a denial for SSI benefits, you can file a request for reconsideration, which gives you another chance to have a complete review of your claim by them.