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According to Vibes.okdiario , The Social Security Administration (SSA) has announced the schedule for the 2025 Cost-of-Living Adjustment (COLA) increase for eligible SSDI recipients, with the boost taking effect in January 2025. However, recipients will not see this increase in 2024.
COLA for SSDI Recipients
If you are receiving Social Security Disability Insurance (SSDI), the 2.5% COLA increase will not be reflected in your benefits until 2025. The first SSDI payment with the COLA increase will be issued on January 3, 2025. To qualify for this payment, you must have been receiving SSDI benefits prior to May 1997.
Supplemental Security Income (SSI) and COLA in 2024
For those receiving Supplemental Security Income (SSI), the 2025 COLA increase will be included in the December 2024 payments. If you are also a recipient of SSDI and SSI, your 2025 COLA for SSI will be delivered on December 31, 2024.
2025 COLA Schedule for SSDI Recipients
The following schedule outlines when SSDI recipients will receive their payments with the COLA increase in 2025:
- January 3, 2025: First payment with COLA for SSDI recipients who filed before May 1997
- January 8, 2025: SSDI recipients born from January 1-10
- January 15, 2025: SSDI recipients born from January 11-20
- January 22, 2025: SSDI recipients born from January 21-31
Also Read – SSI Payment Boost in 2025: No More $943 and $1,415, New Amounts Announced
How Much Will the 2025 COLA Increase SSDI Benefits?
The 2025 COLA will result in a 2.5% increase for SSDI beneficiaries. This means if you currently receive $1,000 a month, your new payment will be $1,025.
- Average SSDI payment: For those who receive an average SSDI payment of $1,542, the monthly benefit will increase by about $38, bringing the new total to $1,580.
- Maximum SSDI payment: The largest SSDI payment, which is tied to the taxable maximum earnings, will increase from $3,822 to $4,018 due to both the COLA and the increase in the taxable maximum.
The COLA boost varies depending on an individual’s benefit amount, as those receiving the taxable maximum will see a higher percentage increase than the average SSDI recipient.
