PM Awas Yojana New Rules: अब मोटरसाइकिल, फ्रिज वाले भी ले सकेंगे पीएम आवास योजना का लाभ

PM Awas Yojana New Rules: The Pradhan Mantri Awas Yojana (PMAY), which was initially scheduled to expire this year, has been extended by the Union government for another five years. The extension includes updated several conditions, such as eligibility for bike and refrigerator owners, to increase the number of candidates eligible for the program.

These changes have been made to widen the base of beneficiaries and eradicate homelessness by 2029. The government has ordered to update the list of eligible, originally prepared in 2018. Public meetings will be held in each gram panchayat to transparently identify and select those in need of assistance.

PM Awas Yojana New Rules

Under the revised PMAY guidelines, village heads and panchayat secretaries will no longer have the power to allocate benefits based on personal preferences. The new guidelines aim to prevent nepotism and ensure that the housing program reaches the most deserving candidates. Further, to ensure transparency the selection process will be documented in a publicly accessible register. This register will serve as the basis for all enquiries into the eligibility of benefit recipients.

Pradhan Mantri Awas Yojana (PMAY)

Pradhan Mantri Awas Yojana (PMAY) established in the year 2015. PM Awas Yojana has been started by the Government of India to provide affordable houses to needy people of the society, who belongs to the financial weaker sections and who do not have permanent house or pakka house. PM Awas Yojana (PMAY) aims to provide housing to every citizen of India.

The program provides subsidy against loans through Credit Linked Subsidy Scheme (CLSS) and categorizes beneficiaries into three groups: Economically Weaker Sections (EWS), Low Income Groups (LIG) and Middle Income Groups (MIG).

FM Nirmala Sitharaman announced a 66% increase in funds

There is two sections under the PMAY which is Urban and Rural. The urban program targets Economically Weaker Sections (EWS), Low Income Groups (LIG) and Middle Income Groups (MIG) in over 4,000 cities and towns and aims to achieve comprehensive coverage by December. This rural programme focuses on providing housing to rural areas through a cost sharing model between the central and state governments.

In the Union Budget 2024, Finance Minister Nirmala Sitharaman announced a 66% increase in funds, taking the total outlay to over Rs 79,000 crore. Finance Minister Sitharaman highlighted that despite the challenges posed by COVID-19, the program is close to its target of building 30 million houses and aims to build another 20 million houses in the next five years.