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LIC Griha Rakshak Scheme: LIC Housing Finance has launched a special home loan scheme for defense personnel at an interest rate of 8.4%. Both current and retired officers can avail this offer. This Griha Rakshak Scheme is a great opportunity for soldiers wishing to buy a house.
LIC Housing Finance has launched a special home loan scheme for defense personnel, in which the benefit of interest rate of just 8.4% will be available. Not only the current defense personnel can avail this special offer, but retired officers can also claim it. This new Griha Rakshak Scheme is a golden opportunity for soldiers who dream of buying a house. This initiative of LIC will help defense personnel to realize their dream of owning a house, and that too at a very low interest rate!
LIC Griha Rakshak Scheme Overview
| Details | Information |
| Loan Type | Special Home Loan for Defence Personnel |
| Loan Scheme Name | Griha Rakshak Scheme |
| Loan Benefit | Interest rate at 8.4% per annum, processing fees waived |
| Loan Company | LIC Housing Finance Limited |
| Maximum Loan Amount | Up to ₹2 Crore |
| Eligible Applicants | Current Defence Employees, Retired Officers |
| Credit Score Requirement | 750 and above |
| Tenure of the Loan | Not specified in the provided information |
| Limited Offer Validity | Until September 30, 2024 |
| Official Website | LIC Housing Finance Website |
| Processing Fees | Waived under the limited-period offer |
| Special Features | – Specially designed for armed forces personnel – Expresses gratitude towards defence personnel |
| Terms and Conditions | – Applicable to eligible applicants only – Offer valid for a limited time – Credit score must be 750 or above |
LIC Griha Rakshak Scheme
LIC Housing Finance has launched a special home loan scheme ‘Griha Rakshak’ for the Indian Defense Forces. Under this scheme, eligible applicants with a credit score of 750 or more are being given a home loan of up to ₹ 2 crore at an interest rate of 8.4% per annum. This Griha Rakshak Scheme is for all those soldiers who want to fulfill their dream of owning a house. The special thing is that this Mumbai-based housing finance company has also waived the processing fee under this limited period offer, which will provide further relief to the defense personnel.
Golden Opportunity for All Defense Personnel
This offer is not only for current defense personnel, but retired officers can also avail it. Speaking about the scheme, Tribhuvan Adhikari, MD and CEO, LIC Housing Finance Limited, said, “It is a matter of pride for us to offer special rates on home loans for our armed forces. This initiative is a way of expressing our gratitude to the brave soldiers who are performing their duties to protect the freedom and security of our country.”
A Symbol of Respect Towards the Defence Forces
The ‘Griha Rakshak scheme’ is a heartfelt tribute from LIC Housing Finance to the armed forces, recognising their unwavering dedication. This scheme is a great opportunity for all those soldiers who want a safe and stable home for their family. The specialty of this Griha Rakshak Scheme is that this offer is valid for a limited period till September 30, 2024, so those who want to buy their dream home must grab this opportunity as soon as possible. This scheme is not just a financial benefit but also a tribute to our soldiers.
Documents required for LIC Griha Rakshak Home Loan
- Aadhaar Card or PAN Card (as ID proof)
- Address Proof (like electricity bill, ration card, or Aadhaar card)
- Income Proof (salary slip, Form 16, or income tax return)
- Defence Personnel Certificate (Defence Identity Card or Service Certificate)
- Retirement Certificate (if you are a retired officer)
- Credit Score Report (750 or above)
- Bank Statement (last 6 months)
- Passport Size Photo
- Property Related Documents (like Sale Deed, Allotment Letter)
- Other Banking Documents (if required)
This list of documents is for general information only and the actual requirements of the documents mentioned herein may change. Please visit the official website of LIC Housing Finance or contact their customer care centre for more accurate and updated information.
How to apply for LIC Griha Rakshak Scheme Home Loan?
Visit the official website:
Visit the LIC Housing Finance website: LIC Housing Finance Website.
Check eligibility:
Make sure your credit score is 750 or above and you are a current or retired defence personnel.
Prepare required documents:
Keep documents like ID proof, address proof, income proof, defence ID, retirement proof (if applicable) and credit score report ready.
Fill online application form:
Go to the ‘Griha Rakshak’ home loan section on the website and fill in your personal, professional and loan details in the application form.
Upload documents:
Upload the required documents online during application or submit them by visiting the nearest LIC Housing Finance branch.
Submit application:
After filling in all the details and documents, review your application and submit it online.
Processing and approval:
LIC Housing Finance will review your application and documents. As per the eligibility, your loan application will be processed. You may be asked to provide further information or documents if required.
Loan Disbursement:
Once the loan is approved, the amount will be transferred to your account as per the terms and conditions.
Contact Customer Care:
For any help or queries, you can call LIC Housing Finance toll-free number or visit the nearest branch.
You can easily apply for LIC Housing Finance’s ‘Griha Rakshak’ home loan by following these simple steps.
