Each month, millions of Americans rely on Social Security benefits for financial support. These payments are distributed throughout the month based on a fixed schedule, which will include some increases next year.
How Social Security Payments Are Scheduled
The Social Security Administration (SSA) distributes payments according to recipients’ birth dates:
- Born between the 1st and 10th: Payments are issued on the second Wednesday of the month.
- Born between the 11th and 20th: Payments are issued on the third Wednesday of the month.
- Born between the 21st and 31st: Payments are issued on the fourth Wednesday of the month.
For December, beneficiaries with birthdays between the 1st and 10th will receive an average payment of $1,900 on Wednesday, December 11. Payments for the remainder of the month will be sent on December 18, December 24, and December 31. The last date, a Tuesday, is an adjustment due to the holiday.
Payment Increases Coming in 2025
Social Security payments will see a 2.5% increase starting in January 2025, thanks to the annual Cost of Living Adjustment (COLA). This adjustment helps ensure benefits keep pace with inflation and maintain recipients’ purchasing power.
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Exceptions to the Schedule
The standard payment schedule does not apply to:
- Retirees who retired before 1997. These beneficiaries receive their payments on the first of each month.
- Supplemental Security Income (SSI) recipients. SSI payments are issued on the first of the month, except when the date falls on a weekend or holiday.
Extra Payments for Some Beneficiaries in November
Due to a calendar anomaly, SSI recipients received their December payment early, on November 29, following their November check. This resulted in two payments for November, while no additional payments will be issued for December.
For more information on Social Security payment schedules and updates, visit the SSA website.