Complete Schedule and Payment Dates

According to Kiplinger , In January 2025, Social Security payments for beneficiaries will begin arriving, with the exact date depending on your birth date. If you started receiving Social Security benefits before May 1997 or if you are receiving both Social Security and Supplemental Security Income (SSI), your Social Security payment will be issued on the 3rd of the month, and your SSI payment on the 1st. If your scheduled payment date falls on a federal holiday or weekend, expect to receive your payment on the preceding weekday.

What is the Average Social Security Payment for 2025?

The 2025 Social Security Cost of Living Adjustment (COLA) has been set at 2.5%, which is in line with predictions from Kiplinger economist David Payne. As of October 2024, the average monthly Social Security check for retirees is $1,840.31. This figure will increase slightly due to the COLA adjustment, providing recipients with a modest boost in their payments for the year.

Social Security Payment Schedule for 2025

The official schedule for Social Security payments in 2025 is based on the recipient’s birth date. Below are the expected payment dates for retirees:

• If your birthday falls between the 1st and 10th: You’ll receive your payment on the second Wednesday of each month.
• If your birthday falls between the 11th and 20th: Your payment will arrive on the third Wednesday of the month.
• If your birthday falls between the 21st and 31st: You will receive your payment on the fourth Wednesday of each month.

If any of these payment dates coincide with a holiday or weekend, you’ll receive your payment the prior weekday.

Also Read – Thanksgiving and Social Security: Payments Arriving on November 21st as Scheduled

Why You Should Consider a My Social Security Account

To make managing your Social Security benefits easier, consider signing up for a “My Social Security” account. This online service allows you to securely manage your personal Social Security information. You can request a replacement Social Security card, check the status of your application, estimate future benefits, and receive updates about your COLA. It’s also a secure way to receive notices instead of relying on mail, which is especially useful if you’re concerned about mail theft or often travel. Additionally, you can use the account to update your direct deposit information and access your Social Security 1099 form.

By setting up your My Social Security account, you can streamline your interactions with the Social Security Administration and stay on top of your benefits, making the process more convenient and secure.