You’re Wasting Money in California by Not Doing These 10 Things

Look, we get it—living in California already feels like setting your paycheck on fire and fanning the flames with a surfboard. Between the avocado inflation crisis and gas prices that require a co-signer, it’s easy to assume saving money is a myth out here. But believe it or not, if you’re not doing these 10 things, you’re basically handing your money over to the Golden State like it’s a toll booth on the 405.

1. Not Taking Advantage of Local Resident Discounts

Disneyland, the zoo, even local museums—California throws locals a bone more often than you’d think. Flash that ID and suddenly you’re not a tourist, you’re royalty (with 15% off).

2. Ignoring Solar Incentives

You’ve got 300 days of sun and a roof just sitting there doing nothing. Between state rebates and federal tax credits, not going solar in California is like refusing free guac.

3. Paying Full Price for Produce

You’re living in the nation’s salad bowl. Farmers’ markets are everywhere and often cheaper than the grocery store—plus, they come with free samples and a ukulele player.

4. Skipping Caltrain or Metro Passes

Still Ubering to work in L.A. or the Bay? Bold. Public transit may not be glamorous, but it’s cheaper than a $12 surge ride to go four blocks.

5. Not Using Off-Peak Electricity Hours

Running your dryer at 3 p.m.? Rookie move. Time it right and your utility bill drops faster than the temperature in San Francisco at 5 p.m.

6. Buying Bottled Water Instead of a Reusable Filter

California tap water might not be sparkling Fiji, but it’s safe—and filtering it at home is way cheaper than hoarding plastic like it’s earthquake prep.

7. Missing Out on State Park Passes

With over 200 state parks, you’re paying for beaches, forests, and redwood shade whether you use them or not. Get the pass and suddenly your weekends cost $0 and smell like pine.

8. Ignoring Renters’ or Property Tax Assistance Programs

California does try to help if you’re not rolling in Silicon Valley stock options. There are state-funded programs for renters, seniors, and homeowners—if you can survive the paperwork.

9. Paying for Gym Memberships Instead of Outdoor Fitness

You’ve got beaches, trails, canyons, and free vitamin D. Why are you paying $140/month to run on a treadmill next to someone filming TikToks?

10. Not Taking Advantage of Free Local Events

Night markets, concerts in the park, outdoor movie nights—California thrives on vibes, and half of them are free. You don’t need a $90 brunch to feel alive.

Yes, California is expensive—but so is wasting money you didn’t have to spend. With a little savvy and a lot of sunscreen, you can save cash without sacrificing your lifestyle (or your oat milk latte). So go forth, budget wisely, and remember: even in California, you don’t need to be broke to be bougie.

The post You’re Wasting Money in California by Not Doing These 10 Things appeared first on When In Your State.

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